COTI is a FinTech company that has developed a base protocol, known as the Trustchain™, which aims to address technical challenges plaguing other existing cryptocurrencies and limiting their mass adoption as means of payment. It includes consumer wallets, merchant processing tools and a digital currency exchange facility.
COTI is a very good ICO which is looking to the future of currency and how we use it digitally. A payment transaction network supported by a native digital currency that can process tens-of-thousands of transactions per second. With zero fees for buyers, low-to-zero fees for sellers, and full buyer protection, COTI combines the best of traditional payment methods with the best of digital currencies. Current payment networks aren’t suited to deal with new forms of commerce that have emerged over the past few years. While digital currencies like Bitcoin promise lower transaction fees and higher approval rates, they face scaling challenges & low rates of adoption in the context of payments. Plus, they aren’t equipped to provide the safeguards (e.g. dispute resolution & fraud protection) that consumers and merchants have grown accustomed to. COTI is building a transparent & secure system that defers governance as much as possible and aims to overcome these issues. ICO starts 15th June 2018
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